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Yan Naing Aung
Profile

Experienced banking professional with over a decade of expertise in portfolio management, risk assessment, and strategic financial planning, specializing in Supply Chain Financing. Proven ability to develop, implement, and manage supply chain financing solutions that optimize cash flow, reduce risk, and foster strong partnerships with suppliers and financial institutions. Dedicated to helping businesses, particularly SMEs, achieve financial goals through innovative and collaborative approaches.

Education
Yangon
B.Sc Biotechnology, West Yangon University
Yangon
Banking & Finance Professional Diploma
Yangon
Financial Analysis and Cash Flow Certificate, Frankfurt School (KfW)
Skills
Supply Chain Financing & Risk Management
Business Development & Strategic Partnerships
Communication & Team Leadership
Time Management & Problem Solving
Professional Experience
Oct 2023 – present
Assistant Manager (Supply Chain Financing), Yoma Bank Limited
  • •Developed and executed supply chain financing programs, enhancing cash flow solutions for clients and onboarding new suppliers to ensure a comprehensive financial ecosystem.
  • •Conducted credit assessments and risk evaluations for suppliers and clients within the supply chain, ensuring compliance with bank policies and minimizing potential financial risks.
  • •Maintained and strengthened relationships with key suppliers and financial institutions, facilitating seamless financing options and improving the bank’s market position in supply chain financing.
  • •Collaborated with cross-functional teams, including procurement, finance, and operations, to streamline processes and improve supply chain efficiency, resulting in optimized client satisfaction and operational excellence.
  • •Prepared and presented detailed reports on supply chain finance performance, tracking KPIs and analyzing financial metrics to support strategic decision-making.
  • •Identified and implemented process improvements, adopting best practices to boost efficiency, minimize risks, and enhance the effectiveness of supply chain financing initiatives.
    • May 2021 – Oct 2023
    Relationship Manager, ZEGA Finance Company Limited
  • •Managed a portfolio of Supply Chain and Working Capital Financing clients, ensuring targets were met and exceeded.
  • •Conducted KYC reviews and risk assessments in line with company policies and regulatory standards.
  • •Built strong relationships with clients, partners, and stakeholders, ensuring high satisfaction and client retention.
  • •Presented credit applications to the Credit Committee, outlining risk analysis and financial viability for approvals.
  • •Developed product promotions and marketing strategies, collaborating closely with the marketing team to increase revenue.
  • •Reported business development progress and performance to senior management, with recommendations for growth.
    • Jan 2020 – Feb 2021
    Business Development Manager, Agribaba Company Limited
  • •Developed marketing and advertising strategies tailored to client needs, including media planning and creative solutions.
  • •Managed budgets and timelines, ensuring project profitability while maintaining high-quality deliverables.
  • •Led a team to deliver client services with a focus on innovation and impactful marketing solutions.
  • •Conducted market research to stay informed on industry trends and client needs, keeping the company competitive.
  • •Delivered regular reports to clients, providing insights and solutions to optimize their marketing and business strategies.
    • Nov 2018 – Dec 2020
    Relationship Manager, Ayeyarwaddy Farmer Development Bank Limited
  • •Supervise SME loan product development, including planning, pilot testing, and monitoring performance.
  • •Guided the SME team by providing training and monitoring their progress to meet business objectives.
  • •Ensured compliance with regulatory and internal policies while streamlining operations to improve efficiency.
  • •Worked closely with farmers to facilitate loan approvals and assisted in business monitoring and loan repayment.
  • •Presented SME loan applications to the credit committee for evaluation and approval, providing risk analysis and financial viability.
    • Sep 2017 – Oct 2018
    Credit Advisor, CB Bank (Co-Operative Bank Limited)
  • •Conducted financial and SWOT analysis for loan customers to assess creditworthiness and repayment ability.
  • •Maintained client relationships, generating new loan inquiries and supporting ongoing customer needs.
  • •Prepared detailed loan application documents, including cash flow analysis, and presented them to the Credit Committee.
  • •Regularly visited clients' businesses to monitor financial health and ensure timely repayment of loans.
  • •Identified potential risks in customer businesses and recommended appropriate actions to mitigate those risks.
    • May 2013 – Sep 2017
    Senior Assistant, CB Bank (Co-Operative Bank Limited)
  • •Registered customers for ATM (MPU Card) and assisted them with E-Statement and E-Alert services, ensuring smooth onboarding for digital banking services.
  • •Handled telephone inquiries regarding various banking products, such as account opening, closing, savings, and fixed deposits, providing clear and helpful information.
  • •Processed customer transactions, including deposits, withdrawals, cheque processing, transfers, and remittance, ensuring accuracy and efficiency.
  • •Prepared daily branch reports, including cash reconciliation and accounting transactions, ensuring compliance with internal banking regulations.
  • •Coordinated daily cash reconciliation in a high-volume location, ensuring accuracy and minimizing discrepancies.
  • •Maintained a professional and customer-friendly demeanor while interacting with clients, enhancing customer satisfaction and retention.