ADEBAYO MAYOWA MICHAELBackend Engineer | Laravel, PHP | Fintech & Distributed Systems
Professional Summary
Backend Engineer specializing in Laravel/PHP, fintech infrastructure, and distributed systems. Experienced in designing B2B APIs, multi-tenant platforms, event-driven workflows, authentication infrastructure, and payment systems for fintech, insurtech, and crypto products. Founder of ONELY, a live multi-tenant SaaS platform, and an active independent builder of backend tooling spanning authentication, AI-assisted developer tooling, and production infrastructure.
Professional Experience
Backend Engineer, Blaaiz Innovation Technology

Fintech/Remittance

  • •architect B2B API layer (Laravel 12) onboarding 50+ business partners; designed service contracts, authentication, rate limiting, and partner-specific workflows.
    • 04/2025 – 03/2026Canada (Remote)
  • •implemented a credit card issuance module via Bridge Service, reducing card provisioning time and enabling rapid user activation.
  • •built Passkeys/WebAuthn authentication to reduce auth friction and improve security posture, and developed MCP tooling for admin AI-assisted querying.
  • •designed event-driven systems (Laravel Events, Queues, WebSockets) supporting real-time transaction updates across multiple channels.
  • •implemented RBAC (Gates/Policies) across Admin, Client, and Support roles with granular permission controls.
  • •established a testing culture (Pest + PHPUnit) achieving >90% coverage on critical services, with automated CI/CD validation.
    • Backend Engineer, PaddyCover

    Insurtech

  • •led a Slim → Laravel backend migration, improving code quality, performance, and developer velocity.
    • 10/2024 – 03/2025Nigeria
  • •designed RESTful APIs supporting multiple partner platforms and insurance products (health, motor, liability).
  • •integrated regulatory compliance APIs (NIID, NAICOM), automating policy verification and checks.
  • •built modular Laravel Queue workflows for policy issuance, renewals, and notifications.
    • Backend Engineer, DUWITT

    Crypto/P2P Exchange

  • •built a P2P exchange backend handling crypto and fiat transactions, implementing escrow, trade matching, and dispute resolution.
    • 09/2023 – 10/2024Wilmington, DE
  • •integrated Cybavo wallet APIs with on-chain monitoring for real-time transaction verification.
  • •optimized high-frequency trade flows using Redis caching and prioritized job queuing.
  • •implemented secure REST APIs (JWT, strict validation, middleware layers) with >80% test coverage.
    • Education
    Higher National Diploma (HND), Computer Science, Moshood Abiola Polytechnic

    CGPA 3.47/4.00

    2020 – 2022
    National Diploma (ND), Computer Science, Moshood Abiola Polytechnic
    2017 – 2019
    Core Engineering Skills
    Backend

    PHP 8.x, Laravel, RESTful APIs, WebSockets

    Architecture

    Multi-tenancy, event-driven systems, queues, distributed workflows, Domain-Driven Design, microservices, SOLID

    Fintech & Payments

    Paystack, Flutterwave, Bridge (card issuance), Cybavo (crypto), escrow flows, FX normalization

    Observability

    Telescope, Nightwatch, logging, metrics

    Testing

    Pest, PHPUnit, TDD, integration testing, >90% coverage on critical services

    Data

    MySQL, PostgreSQL, Redis, MongoDB, query optimization

    Security

    Passkeys/WebAuthn, OAuth2, JWT, RBAC (Gates/Policies), password hashing, SQL injection prevention

    Infrastructure

    Docker, Linux (Ubuntu), Nginx, CI/CD, GitHub Actions, Cloudflare, Laravel Forge, Server Provisioning

    AI / Tooling

    MCP (Model Context Protocol), LLM-assisted tooling, browser automation

    Founder / Product Engineering
    Founder & Lead Backend Engineer, ONELY

    Live Multi-Tenant SaaS

  • •designed and built a production-grade multi-tenant Laravel SaaS supporting custom domains, creator profiles, and content management for Nigerian/African creators and SMEs.
    • 2026 – Present
  • •architectured secure multi-tenancy with domain mapping, route isolation, and per-tenant data segregation.
  • •implemented authentication, subscription billing (Paystack/Flutterwave), admin dashboards, and creator payout ledgers.
  • •led production infrastructure migration from Laravel Forge to a self-managed VPS, including Cloudflare configuration, queue workers, scheduler, and staging/production environments.
  • •own all product, architecture, and infrastructure decisions as a solo founder; preparing a pre-seed funding round with an investor-grade pitch deck and financial projections.
    • Selected Engineering Projects
    Passkeys / WebAuthn Authentication

    Independent backend engineering work exploring authentication, AI-assisted tooling, and developer infrastructure — built and maintained outside of employment.

  • •researched and implemented FIDO2/WebAuthn passwordless authentication flows in Laravel, extended from production work at Blaaiz into a reusable authentication pattern.

    • View on Github

    MCP (Model Context Protocol) Tooling
  • •built Laravel-based MCP tooling enabling AI-assisted administrative querying, extending LLM tool-use patterns into internal admin workflows.

    • View on Github

    Open Source / GitHub

    github.com/codewarrior4 — ongoing public repositories covering Laravel authentication, AI tooling, feature-flag/Pennant architecture, and production infrastructure experiments.

    Certifications & Leadership
  • •Cisco Introduction to Cybersecurity; Cisco Cybersecurity Essentials
  • •1st Prize Winner, National Computer Society Ogun Software Innovation 2021 (led a team of 5)
  • •Led a 200+ member Google Developer Club: organized workshops on backend systems, API design, and testing best practices
  • •Mentored 20+ students in career development, project architecture, and system design
  • •Completed NYSC