Matthew Olayemi EmmanuelMobile App Developer
Profile picture
Email
emmanuelmatthew382@gmail.com
Phone
08108281494
Location
Lugbe Abuja, Nigeria
devmatcot.netlify.app
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GitHub
github.com/devmatcot
LinkedIn
linkedin.com/in/devmatcot
Upwork
https://www.upwork.com/freelancers/~01865e0e63b88a31da
Profile

Goal-driven Fullstack Mobile App Developer with a proven record of helping both international and local companies design, build, and scale impactful mobile applications. I have successfully published over 10 apps on the Apple App Store and Google Play Store, covering industries such as fintech, real estate, entertainment, and social media etc. Skilled at turning business ideas into scalable, user-friendly, and reliable apps that solve real-world problems and drive measurable results.

In addition to strong technical expertise, I bring a collaborative team spirit and proven leadership experience, having led development teams on high-profile projects. Known for professionalism, attention to detail, and timely delivery, I partner with business leaders to achieve their goals by creating apps that not only meet technical requirements but also empower growth and long-term success.

Languages
English and Yoruba
Organizations

Bell Micro Finance Bank (BellMFB)

Mobile App Developer - Remote
02/2023 – 08/2026 | Kano, Nigeria

Collaborated with the team at BellBank to design and build cutting-edge digital banking solutions, including contributions to the eNaira app (owned by the Central Bank of Nigeria) as well as the BellBank Individual and BellBank Business apps. Delivered secure, scalable, and feature-rich mobile applications that empower both individuals and businesses to manage their finances with ease. The individual app included card management, bill payments, wallet-to-wallet transfers, and sandbox testing, while the business app provided tailored solutions such as enterprise card features, transfers, and sandbox functionality.

Key Contributions

  • •Contributed to the development of the eNaira Beta app, supporting Nigeria’s first official digital currency.
  • •Built and integrated card services across both individual and business banking apps.
  • •Developed wallet-to-wallet and bank transfer features, enabling seamless peer-to-peer and interbank payments.
  • •Implemented bill payment modules, enhancing everyday customer convenience.
  • •Integrated sandbox features to help local businesses receive real-time transaction alerts.
  • •Ensured regulatory compliance and robust security standards in all financial transactions.
  • •Delivered mobile banking solutions that improved digital adoption and expanded financial inclusion for BellBank customers.
  • PIPTEK LIMITED

    Fullstack Mobile Developer - Remote
    02/2024 – Present | United Kingdom

    Collaborated with a team of developers at AppBuilder to design and build Towmi, a dual mobile app solution for customers and drivers. The platform enables users to seamlessly book car towing, vehicle logistics, and ambulance services, with real-time tracking from order placement to payment completion.

    Key Contributions

  • •Built and optimized real-time booking and tracking system for both customer and driver apps.
  • •Developed secure payment flow enabling seamless order-to-payment completion.
  • •Implemented driver-side features for request acceptance and service management.
  • •Contributed to ambulance and vehicle logistics booking modules, improving service coverage.
  • 1 / 5
    Awards

    Google Associate Android Developer

    Google
    Skill
    Technical Skills
    • •Flutter
    • •FAST API,
    • •Dart
    • •Python
    • •Firebase
    • •AppWrite
    • •Flutterflow
    • •Jira
    • •Figma
    • •Quality Assurance Testing
    • •User Acceptance Testing
    • •Unit Testing
    • •RESTful API Integration
    • •App Store & Play Store Deployment
    • •Version Control (Git & GitHub)
    • •State Management (BLoC, Provider, Riverpod)
    • •Mobile App Architecture (Feature & Clean Architecture, MVVM)
    Soft Skill

    • •Problem Solving & Analytical Thinking
    • •Ownership & Accountability
    • •Product & Systems Thinking
    • •Agile & Scrum Collaboration
    • •Remote Team Communication
    • •Leadership & Mentorship
    • •Time Management & Prioritization
    • •Creative & UX-Oriented Thinking
    • •Adaptability & Learning Agility
    • •Critical Thinking for Technical Decisions
    • •Attention to Detail
    • •Conflict Resolution & Negotiation
    • •Strategic Planning & Execution

    Education

    B.Tech in Information Systems

    Ladoke Akintola University of Technology (Lautech)
    2019 – 2024 | ogbomoso, Nigeria
  • •Ensured smooth customer–driver communication and updates throughout the service journey.
  • •Delivered scalable, user-friendly solutions that improved roadside assistance efficiency.
  • WeN Door Technology

    Flutter Mobile Developer (Contract)
    2023 – 07/2026 | United States of America

    Developed cross-platform mobile applications, including Track-A-Pitch (baseball analytics) and Negotix (AI-powered negotiation platform), delivering scalable, high-performance mobile solutions in a remote Agile environment.

    Key Contributions

  • •Built real-time pitch tracking and performance analytics for Track-A-Pitch.
  • •Developed session history and data synchronization features.
  • •Integrated in-app subscriptions and mobile ads for monetization.
  • •Contributed to AI-driven user experiences in Negotix.
  • •Integrated REST APIs and optimized app performance for a seamless user experience.
  • •Collaborated remotely with product, design, and backend teams to deliver production-ready features.
  • Airpero Limited

    Mobile App Developer - Remote (Concurrent Freelance)
    09/2025 – 05/2026 | Nigeria

    Developed Airpero, a cross-border payments platform enabling secure international transfers, virtual dollar cards, and virtual accounts for freelancers and businesses. Delivered a scalable, secure, and user-friendly mobile application for iOS and Android.

    Key Contributions

  • •Built and deployed cross-border money transfer features to local and international banks.
  • •Developed virtual dollar cards for online and international payments, including subscription and e-commerce transactions.
  • •Integrated virtual dollar accounts for freelancers and international clients to receive payments efficiently.
  • •Implemented KYC verification, two-factor authentication, and end-to-end encryption for secure transactions.
  • •Designed RESTful API integrations with banks and payment gateways for seamless processing.
  • •Ensured compliance with fintech regulations and payment industry standards.
  • 2 / 5
    Interests
    Exploring

    Exploring software development and emerging technology

    Networking

    Networking with fellow tech enthusiasts to share ideas

  • •Delivered a high-performance, scalable app supporting multi-platform mobile users.
  • BettaLyfe

    Flutter Mobile App Developer - Freelance
    07/2025 – 09/2025 | Lagos Nigeria

    Collaborated with the BettaLyfe team as a freelance mobile developer to enhance the product experience and accelerate MVP readiness. Contributed to UI improvements and core feature implementation, ensuring a smooth and scalable mobile application experience across platforms.

    Key Contributions

  • •Redesigned and refined the mobile app UI to improve usability, visual consistency, and user engagement.
  • •Implemented core product features that stabilized the application to Minimum Viable Product (MVP) stage.
  • •Optimized app performance and ensured smooth functionality across Android and iOS devices.
  • •Managed end-to-end deployment of the application to Google Play Store and Apple App Store.
  • •Collaborated with cross-functional stakeholders to meet delivery timelines and product quality goals.
  • IG Hub - Abia

    Freelance Mobile App Developer
    2022 – 2023 | Abia, Nigeria
  • •Worked on a team of 5 to build a Market Place App (Payam) allowing the vendors to register and sell their products to customers on the app
  • •Developed and shipped products listing app for Vendor (Payam vendor), allowing the vendor to manage and interact with their customer
  • •Built a mobile app for Driver to deliver orders, to the customer at their selected delivery point and earn money for the delivery service offering
  • AutoHub - India

    Freelance Mobile App Developer
    03/2022 – 06/2022 | India
  • •Worked closely with designers & backend engineers to develop and ship merchants of Car washing booking App (Autohub app)
  • •Improved development efficiency by 20% while reducing common bugs
  • 3 / 5
    Notable Projects

    Built an AI-powered mobile application that analyzes contracts, offers, emails, and conversations to help users negotiate with confidence. The app identifies negotiation tactics, highlights risks, recommends strategic responses, and provides actionable insights through an intuitive mobile experience. Integrated secure document uploads, AI-powered analysis workflows, subscription billing, and REST APIs while optimizing performance across Android and iOS.

    BellBank - Nigerian Fintech App⁠

    Digital Banking Platform | Flutter | Android & iOS

    Developed a secure digital banking application enabling users to perform instant transfers, interbank payments, bill payments, fund requests, and account management. Implemented biometric authentication, secure transaction workflows, and an intuitive UI, delivering a seamless and reliable mobile banking experience.

    Airpero – Cross-Border Payment Platform⁠

    Flutter | FinTech | Android & iOS

    Developed a secure cross-border payment application enabling international money transfers, virtual USD cards, and virtual account payments. Implemented KYC, two-factor authentication, encrypted transactions, and a modern user experience for individuals and businesses.

    eNaira Lite (Beta) – Central Bank Digital Currency

    Flutter | FinTech | Android & iOS

    Contributed to the development of the Central Bank of Nigeria’s digital currency application, enabling users to securely manage eNaira wallets, perform peer-to-peer transfers, bank transfers, and merchant payments while supporting Nigeria’s cashless economy.

    BettaLyfe⁠

    Micro-Pension & Financial Services Platform | Flutter | Android & iOS

    Redesigned and stabilized the BettaLyfe mobile application, transforming it into a production-ready MVP. Implemented core financial services, optimized performance and UI/UX, and successfully deployed the application to Google Play and the Apple App Store, enabling users to access micro-pension, health insurance, and loan services.

    4 / 5

    Track-A-Pitch – Baseball Analytics Platform⁠

    Flutter | Sports Analytics | Android & iOS

    Developed a real-time baseball pitch tracking and performance analytics application for athletes and coaches. Built live pitch session tracking, historical performance insights, subscription billing, mobile ad monetization, and data synchronization, delivering a responsive and scalable experience for on-field performance analysis.

    Quick Chores⁠

    On-Demand Home Services Marketplace | Flutter | Android & iOS

    Built a service marketplace connecting customers with verified professionals for home services, including plumbing, laundry, car wash, and cleaning. Developed a responsive booking experience, service discovery, and real-time request workflows to simplify service delivery.

    Propatx

    Real Estate Marketplace | Flutter | iOS

    Developed a real estate platform connecting property buyers, sellers, and agents through dedicated user experiences. Implemented property listings, advanced search, agent management, and secure escrow-enabled transaction workflows to streamline property purchases.

    Matcot Play

    Offline Music Player | Flutter | Android

    Designed and developed a lightweight, high-performance music player featuring offline playback, playlist management, media library organization, and an intuitive user interface. Optimized playback performance to deliver a fast and seamless listening experience.

    5 / 5